Tag: Debt

  • Payroll Deduction Loans: What Are They and Should You Get One?

    Payroll Deduction Loans: What Are They and Should You Get One?

    Payroll deduction loans are a type of short-term loan that is repaid through payroll deductions. They are often marketed as a convenient way to get cash when you need it, but there are some pitfalls to be aware of. How Do Payroll Deduction Loans Work? With a payroll deduction loan,…

  • What to Do If You’re Being Harassed by a Debt Collector

    What to Do If You’re Being Harassed by a Debt Collector

    The Fair Debt Collection Practices Act (FDCPA) was established to safeguard consumers from aggressive practices by collection agencies. This legislation imposes restrictions on their tactics. It is essential to note that the FDCPA applies to external collection agencies, those hired by credit card companies after their in-house attempts have failed,…

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